Medicare Advantage plans can be a great option for those looking to enhance their traditional Medicare coverage with additional benefits. However, not all Medicare Advantage plans are created equal. Some plans may offer limited coverage, high out-of-pocket costs, or poor customer service. In this article, we will highlight the top 10 worst Medicare Advantage plans to avoid in 2021.
1. Humana Medicare Advantage
Humana is one of the largest providers of Medicare Advantage plans in the United States. However, many customers have reported issues with coverage denials, high out-of-pocket costs, and difficulty accessing care.
2. Aetna Medicare Advantage
Aetna offers a range of Medicare Advantage plans, but some customers have complained about limited provider networks, high copayments, and confusing billing practices.
3. Anthem Medicare Advantage
Anthem is another popular provider of Medicare Advantage plans, but some members have experienced problems with coverage delays, unexpected costs, and subpar customer service.
4. UnitedHealthcare Medicare Advantage
UnitedHealthcare is a well-known insurer, but some Medicare Advantage members have faced challenges with denied claims, long wait times for appointments, and coverage gaps.
5. Cigna Medicare Advantage
Cigna offers several Medicare Advantage plans, but some beneficiaries have reported issues with network restrictions, high premiums, and limited coverage for prescription drugs.
6. WellCare Medicare Advantage
WellCare provides Medicare Advantage plans in many states, but some customers have encountered difficulties with finding in-network providers, unexpected out-of-pocket costs, and complex plan structures.
7. Blue Cross Blue Shield Medicare Advantage
Blue Cross Blue Shield is a well-known insurer, but some Medicare Advantage members have faced challenges with coverage denials, high deductibles, and confusing plan options.
8. CarePlus Medicare Advantage
CarePlus offers Medicare Advantage plans in several states, but some members have reported issues with limited coverage for specialized care, high copayments, and difficulty navigating the plan.
9. AARP Medicare Advantage
AARP partners with UnitedHealthcare to offer Medicare Advantage plans, but some beneficiaries have experienced problems with unexpected costs, coverage restrictions, and inadequate customer support.
10. Kaiser Permanente Medicare Advantage
Kaiser Permanente provides Medicare Advantage plans in certain regions, but some members have faced challenges with limited provider choices, high out-of-pocket costs, and difficulties coordinating care.
Before enrolling in a Medicare Advantage plan, it's essential to research the plan's coverage, costs, and customer reviews. By avoiding these top 10 worst Medicare Advantage plans, you can better protect your health and financial well-being.